Bankruptcy (Chapter 7 and Chapter 13)

We are a debt relief agency. We help people file for relief under the Bankruptcy Code.

Through no fault of your own, you may find yourself in a position where you are simply unable to pay your debts. This can be the result of a loss of job, a drop in income, an illness, a divorce, or many other circumstances. Our office provides a free initial consultation for bankruptcy matters. Feel free to call us to schedule an appointment to discuss your financial situation. When you meet with us, we will have a conversation about your situation, and we will talk about whether a Chapter 7 or Chapter 13 Bankruptcy may be right for you or whether there may be other non-bankruptcy alternatives. We are confident that, when you leave our office after an initial consultation, you will be well informed as to the options that are available to you when it comes to handling your debt.

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Chapter 7 and Chapter 13

A Chapter 7 Bankruptcy is a form of debt relief whereby many of your debts can be discharged and you will no longer be legally obligated to pay them. Of course there are a number of factors that must be considered to determine whether you qualify to file a Chapter 7 Bankruptcy. Among those factors are your income, your expenses, the nature of your assets, the type of debts you have, and your financial history.

A Chapter 13 Bankruptcy is a reorganization plan which is designed to provide for the payment of your debts over a period of time, usually three to five years. Under some Chapter 13 plans, an individual would pay a reduced amount on their obligations. Other Chapter 13 plans would provide for a 100% payment of debt.

When you meet with us for your free consultation, we won't rush you. We will listen to you and provide a preliminary analysis of your situation. We will also give you written materials and worksheets that are designed to help you better understand the bankruptcy process and whether bankruptcy filing would be right for you.

Debt Relief in Boardman

Don’t allow your financial crisis to get out of hand. Ask questions, learn what you can do to get out from under your debt, then take action.

We are a debt relief agency. We help people file for bankruptcy under the Bankruptcy Code. We can help you file for either Chapter 7 or Chapter 13 bankruptcy.